What Types of Auto Insurance Policies are Available?
While there are many endorsements and additional coverages you can add to an auto insurance policy, there are two main policy types; Basic and Standard. A Basic policy is often less expensive than a standard policy, although it provides limited benefits. A Standard policy will often be more expensive although you will have more benefits and coverage options.
If you have been in multiple at-fault car accidents or have motor vehicle violations such as tickets, your auto insurance premium will often increase.
Where you live will affect your insurance premium. Where you live has a lot to do with how likely you are to get into an auto accident and how much it will cost to clean up.
The make, model and value of your car factors into your auto insurance premium. In general, a newer car will cost more to insure while an older vehicle will cost less.
If you live far from where you work or go to school, chances are you will be paying a higher premium then a person who has a far shorter distance to drive to work or school.
Ready to find out more? Click on the quote request button now and let the professionals at CJ Insurance help you get the best possible auto insurance to help you protect all of your auto needs.
