While most people get around day to day in their car, many people also enjoy riding their motorcycle and CJ Insurance is here to help with a motorcycle insurance policy.
Off Road, Cruisers, Classics and more, our agency has access to several different companies from standard coverage to additional coverage for any upgrades to your bike so you can choose the policy that matches your needs. So before you enjoy taking a ride on your motorcycle, contact us today!
What are some of the Coverage Options for Motorcycle Insurance?
Liability Coverage is often the only coverage required for a motorcycle insurance policy, there are several other coverages available. Liability Coverage will cover bodily injury and property damage that you may cause to other people involved in an accident, but does not cover you or your motorcycle.
Collision Coverage will cover damage to your motorcycle if you are involved in an accident.
Comprehensive Coverage pays for damages caused by an event other than a collision, such as fire, theft or vandalism. A good thing to take note of is most comprehensive and collision coverages only cover factory standard parts for the motorcycle so if you have a lot of custom parts on your bike, you should look into additional/optional equipment coverages.
Underinsured/Uninsured Motorist Coverage will cover damage to you and your property caused by
another driver who has no insurance or does not have adequate insurance to cover the damages.
Many companies will offer a discount on your motorcycle insurance if you take a training course such as
the Motorcycle Safety Foundation rider course.